Richard Callaway

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My passion is to protect business,by insuring employers, employees,and business properties.For over 30 years,we insure restaurants,multi-family dwelling, and commercial real estate
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Commercial Insurance Sales

SPECIALTIES: Commercial Property of all types, Property Managers, HOAs, and Hospitality Operations. Any of these operations dealing with insurance issues such as rising costs, claims problems or just not comfortable with service or insurance coverage is where we provide our expertise.

Pacific Diversified Insurance Services
Financial, Insurance
Business Insurance
Business insurance, Commercial / Workers Comp & Liability

Thirty years of board level experience and business ownership allow me a unique perspective when dealing with insurance issues for companies. I look at what risk transfer measures will improve your bottom line. I strive to provide a comprehensive insurance program that will increase efficiencies, and allow us to provide expertise to our clients/partners.

If you or your client anticipates or mentions any of the following
It is important that you notify us of all changes to your operations, which would impact your insurance program.
We realize your operations and exposures are constantly changing.
You contemplate a change in ownership, a merger, acquisition, or a joint venture;
You contemplate new operations or acquire new locations;
You assume new liabilities from leases, contracts and rental agreements;
Significant changes in payroll, sales or subcontractor costs;
Changes in security or protection systems (alarms, sprinkler systems, etc.)

Purchase or sale of vehicles, property or equipment;

Vacancy of any buildings that will occur for more than 30 days;

Changes in your financial condition that will affect your ability to pay your premiums by the insurance company due date;

Change of personnel who manage your insurance or safety program;

You have personnel who will travel out of the country, or who will be on temporary assignment out of state, or out of the country

You contemplate any use of watercraft or aircraft;

You have changes in your ERISA or Retirement Plan assets;

Any addition of new drivers for the company.

WC1 Walnut Creek
Pleasant HIl
925 686 2860
925 788 5558